DebtUK 2025/26 tax year
Credit Card Interest Calculator
Compare how long it takes to clear a UK credit card paying only the minimum vs. a fixed amount each month — and the interest you’d save.
Your inputs
£3,000
22.90%
2%
Min-payment months
600 mo
Min-payment interest
£0
You’d save with £100/mo
£0
Breakdown
£100/mo months
45 mo
£100/mo interest
£1,496
Months saved
555 mo