PropertyUK 2025/26 tax year
UK Mortgage Affordability Calculator
Discover how much you could borrow for a UK mortgage based on your income, deposit and debts. Shows monthly repayments and LTV.
Your inputs
£45,000
£0
£40,000
£0
4.75%
25 yrs
4.5×
Max borrowing
£0
Property price
£0
Monthly payment
£0
Breakdown
Loan-to-value
83.5%
Total interest
£143,846
Total repaid
£346,346